Your portfolio, explained.

No. Kinetiq Brief provides informational and educational portfolio analytics. It does not provide individualized investment advice, execute trades or guarantee outcomes. It never tells you to buy or sell.

Not really. Kinetiq is a calm, weekly read for investors who want to understand their portfolio — not real-time alerts, day-trading signals, or on-chain crypto. If you're after active BTC/SOL trading strategies, that's our sister project, AlphaVault (alphavault.net).

Once a week, on the day and time you choose — deliberately. The product filters a week of noise into one briefing; it does not ping you daily. Every Brief also stays in your web archive.

Yes. When your holdings change, your Brief flags itself and offers a Regenerate button. Each plan includes a set number of manual regenerations per day (Free 2, Plus 5, Pro 10) — and your Brief refreshes automatically every week regardless.

It tailors your Brief to how you actually invest. Pick from long-term, income, balanced, active/swing, short-term or other — each with a plain-English description. Your type shapes two things: which stories rise to the top (a short-term trader sees more catalysts and fresh, fast-moving news; a long-term investor sees more structural, thesis-affecting developments; an income investor sees more on dividends, payouts and credit), and the wording of the analysis. It never changes the numbers, never invents relevance, and never becomes a recommendation. You can change it anytime in Settings, and a severe event on something you own is always surfaced regardless of type.

Stocks, ETFs, bonds (government and corporate/high-yield credit), commodities (gold, silver, copper and broad indices), major cryptocurrencies and cash — all priced live and shown as their own slices in your allocation. Mutual funds are on the roadmap. You can also add anything not listed as a custom asset with a value you maintain.

No. You enter holdings manually or via CSV import. Kinetiq never asks for broker credentials and holds no custody of funds.

Choose "Import my portfolio" during setup, or use the Import button on the Holdings page. The importer is deliberately forgiving: include a symbol (or ticker/ISIN) column and a quantity column in any order — extra columns are ignored, so a raw export from most brokers works as-is, and broker transaction exports (Trade Republic and similar) are supported too. There's an on-screen guide with an example and a downloadable template, and you always preview and confirm exactly what will be added before anything is saved. If your file uses unusual column names we can't recognise, you can map the columns yourself, so you almost never have to reformat a file.

Prices are pulled live — equities and ETFs from public market feeds (delayed or end-of-day depending on the asset), crypto in real time, and FX from ECB reference rates. Every value shows its exact data status (live, delayed, end-of-day, a value you entered, or demonstration) and timestamp, so nothing stale is ever presented as current.

Two places. For each asset you hold, Kinetiq fetches that asset's own news feed; separately it always pulls a small set of macro feeds — interest rates, the US dollar, oil, broad equities, market volatility and gold — that fill the "Market backdrop" section regardless of what you own. The AI only classifies and explains what those feeds return, always from a cited source. Full detail, including current limitations, is on the methodology page.

Honest answer: the free, publicly-syndicated feeds we use during beta return little or no news for European-listed funds (tickers ending in .AS, .DE, .L). As a stopgap we source news from a US-listed equivalent so the holding isn't silent, but it's a bridge. Before we leave beta and charge anything, we're moving to a licensed news feed with proper European coverage and news sourced by theme. See the methodology page for what's covered today and what's coming.

Because they quietly move what you do own — a stronger dollar changes the value of your US holdings in euros, rising rates pull money out of stocks and push down bonds, oil feeds inflation which moves central banks, and a volatility spike drags most assets down together. Each Market-backdrop item in your Brief shows how exposed your portfolio actually is. There's a short plain-English guide at /finance/kinetiq-brief/learn.

Only to build your briefing and analytics. It is not sold, not used for advertising, and not used to train AI models. The AI that writes your Brief sees ticker symbols and percentage weights — never your name, email or account value. Full details in the Privacy Notice.

No. Kinetiq is pseudonymous by design: an email address and any display name you like. We never ask for your real name, address or ID during beta — and your holdings are stored in an EU database (Frankfurt) that only your account can read.

Yes, anytime, effective at the end of the billing period. Your data export and deletion rights work regardless of plan.

From your own inputs: risk budget = equity × risk %, quantity = budget ÷ (stop distance + estimated costs), constrained by allocation and cash limits. The full formula is on the methodology page.

Yes. The Risk Radar flags concentration (largest position, top-3, sector exposure) at default 'attention thresholds' — common rules of thumb, not limits or advice. In Settings you can set your own levels to match your tolerance, and the change applies across all your Briefs instantly. The exact defaults and reasoning are on the methodology page.

No. It explains what happened, what it means for your portfolio, and what remains uncertain. Decisions stay yours.